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The Right Insurance for First Time Caravan Owners


Owning a caravan is such an exciting phase in anyone’s life. Having a caravan means you will have much freedom on going to places without much hassle of transporting your personal stuff and equipment. But before you hit the road with your caravan for an adventure, you will need to have your caravan insured first. If this is your first caravan, you might be asking what insurance is right for me.

Unlike owning a car wherein getting insurance is a legal requirement, insurance for caravans is not a compulsory or a legal requirement. However, it is still wise to have your caravan insured for so many reasons. There are car insurances that cover the towing caravans but do not assume. Better check with your insurer regarding the insurance provisions and restrictions.

If you are looking for caravan insurance quotes mandurah, you have to consider which of the three main types of caravan insurance you should get.

•    Touring caravan insurance

The touring caravan insurance practically offers a wide range of coverage for basic to comprehensive policies. In essence, the touring caravan insurance provides you the security against damage or loss due to unexpected circumstances such as theft, flood or storm damage and other accidental damage. You can also include equipment coverage which covers caravan items such as wheel clamps, generator, gas bottles and such. You may also include contents cover which will insure all your personal belongings in the caravan such as clothes, jewelry, gadgets, TV etc. Another typical feature of touring caravan insurance is the new-for-old coverage.

•    Static caravan insurance

Static caravan insurance is best for a caravan that is permanently fixed in one location which has its own permanent electrical link and plumbing. The static caravan insurance covers the caravan from damages caused by harsh weather conditions, accidental damage, theft, vandalism, and other items on your pitch.

•    Trailer tent and folding camper insurance

The trailer tent and folding camper insurance normally include the new-for-old coverage, damage to awnings caused by weather, European cover and a year-round storage and touring.
Caravans are subjected to a variety of risks especially when you are out on the road. Getting you caravan insured can help protect your investment and gives you peace of mind. Scout around and get at least 5 Mandura caravan insurance quotes before you choose an insurer that would cover your caravan.  

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